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Private credit · 2025 · UK

Lattice Capital

Underwriting at the speed of decision

An AI underwriting copilot that reads a 200-page loan packet in 90 seconds, drafts a structured memo, and surfaces covenant risk for senior analysts.

Lattice runs a private credit book across the UK and EU mid-market. Their analysts were drowning in PDFs — 50 to 200 pages per packet, in formats that change by sponsor.

We built a retrieval pipeline tuned to credit documents, an evaluation harness with a golden set of 240 historical deals, and an analyst UI that treats the AI as a co-author rather than an oracle. Every draft cites its source pages, every covenant flag is reviewable in one click.

The system runs on Anthropic Claude with a private vector index, deployed on the client’s own AWS account. We hand over the eval suite and the runbook.

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